Well, now it's working! I didn't do anything different except I chose to colour the text before I chose the font. [sigh] Well, at least I know it can work.
So, bear in mind that I'm a newbie. Is there somewhere in the help files...or a video turtorial...that will show me how to do this. I have not...so far found it. I haven't even run across anything on how to create a second video track. I am looking for details, or at least detailed instruction, in hopes of reducing the learning curve just a little.