I too used PayPal for many years until they began witholding funds from my account for illegitimate reasons. I tried repeatedly to get a reasonable response from their customer service department. They were completely unhelpful to the point that they wouldn't even explain why they were withholding funds. It took weeks to get my funds back, funds that left me virually destitute. After this incident I researched their reputation on the Internet and found numerous complaints. I cancelled my PayPal account several years ago and refuse to have anything to do with them. I know from personal experience that they are not trustworthy. Check out their reputation on the Internet. Even if they've cleaned up their act in the last couple of years, do you really want to trust an organization with a bad reputation to handle your funds? By the way, the US legislature's removal of countless safeguards that protected our money supply going back to the Great Depression has left the US financial system in a disreputable state. Do some research into how the financial sector ripped off the American public for billions (trillions?) of dollars in the stock bubble crash of 2008. Our money is not safe with many of these hooligans until we get the legislature to reenact legal safeguards that worked to protect the money supply for decades after the Great Depression. PayPal is sadly the tip of the iceberg. I support any organization that treats PayPal with the distrust it deserves.