Bialuv

Hi, I would like to start a chat line but have no idea where to start. Please help! I would like this service to be Pay-Per-Minute with the ability for the call to be forwarded to their own personal phone #. So... I'd like one 800 number with extensions but somehow the extension transfers to their own number, such as a cell phone or whatever number they'd like to use when talking to callers. I'd also like to accept credit cards before beginning the call. What sort of equipment would I need to purchase? Would I need to contact a phone company? Which phone companies should I contact? I need help on all angles of this.. It would be greatly appreciated. Please feel free to e-mail me at biavixens@gmail.com so we can be in correspondence much faster. Please let me know everything that I need to purchase, etc.